Skip To Main Content

Tips to Avoid Contractor Fraud

Before Hiring a Contractor

  • Ask for at least 3 estimates from certified/licensed contractors.
  • Ask to see the contractor’s license, liability and workman’s compensation insurance (check the expiration date).
  • Verify that the license holder (the contractor) is actively registered with Manatee County by contacting Manatee County Development Services and verify status at MyFloridaLicense.com
  • Ensure the entire scope of work is documented and in detail on the contract. Understand the contract before you sign it.
  • Keep copies of all contracts, cancelled checks, receipts and photos of the work

Red Flags

  • A written estimate/contract has the name of the company and/or address handwritten.
  • The individual offers a verbal contract only.
  • You are asked to pay in cash or make your check payable to an individual or “cash” instead of a company name.
  • A large down payment is requested before work begins.
  • The vehicle has no company name or contractor license number on it.
  • There’s no contractor license number on business cards or other forms of advertisement.
  • The contractor asks you, the homeowner, to obtain a permit.
  • The individual prefers to work on the weekends or after hours.

Don't do the following:

  • Write checks to the individual. Make sure the check is written in the company’s name.
  • Pay cash.
  • Sign an estimate/contract that has a Post Office box instead of a street address.
  • Accept a verbal estimate/or contract.
  • Pay the entire invoice up front. Only partial payments (draws) should be made until the work is completed.
  • Pull an owner/builder permit because the individual suggests it will cost less.
  • Be fooled by a BusinessWarm handoff with multidisciplinary tea

 

Verify a Contractors License or File a Complaint:

The Florida Department of Business & Professional Regulation (DBPR) 1-850-487-1395 MyFloridaLicense.com

To report unlicensed activities, call toll free 1-866-532-1440